Whenever investment comes to mind, people think of real estate and stocks. But, these days, buying argyle diamonds are in huge demand for investment purposes. In recent times, coloured diamonds have seen a tremendous rise in popularity because of its lucrative nature. Still, many investors are confused whether they should make argyle diamond investments or not. [Read more…]
Coming April the tax saving benefits for both the salaried along with non – salaried a tax payer would have saved tax saving options for the coming fiscal year. From the point of view of an investor they should not only look to save tax but try to generate tax free income. In your quest to obtain the right tax saver mechanism, you need to figure out how returns are expected to be taxed. If any income earned appears to be taxable, then the taxes are expected to eat on to your returns. For example tax free mutual fund does seem to be one of the options of investment. Below are some of the options that will not only help you save tax but help you generating tax free income. [Read more…]
A commercial mortgage may be described as the type of loan that is obtained on properties that are not your own residences. Buy to let advances may be classified as high volume commercial mortgages. Money lenders and bankers remain cautious when advancing loans. They often take the property as security that the borrowers buy. It may be to the tune of seventy percent of the value of the property while a cash deposit for the balance amount of the purchase value may be asked. Those not having sufficient cash with them may offer additional security in the shape of other property that is considered as the equity. It can be a charge over other assets too like the shares or insurance policies. [Read more…]
When it comes to finding funding for your business, knowing which loan might be the best for your business is no mean feat. In fact, navigating a saturated market to seek the best deals is often seen as pretty much impossible. Without taking the time to compare business loans, you’re unlikely to find the right type, rates or even the right lender to suit you, but where do you begin? That’s where we come in. We’re taking you through our guide to finding the best business loans for your company, below. [Read more…]
Second mortgages and mortgage refinancing both allow homeowners to tap into the accumulated value of their home’s equity. Both are loans that grant the homeowner access to a significant sum of money, but they function in very different ways. The guide below will detail the differences and similarities between mortgage refinancing and second mortgage loans. [Read more…]
Referred to as an insurance product since sold along with loans, credit cards or other financial documents; PPI, i.e. Payment Protection Insurance is aimed at ensuring interrupted payments. The borrowers are of the great benefit as the payments are ensured even due to their unemployment or sickness. But many times the policies are mis-sold without the knowledge of the concerned people about mis-selling. That’s where the sufferers need to make PPI claim online even if the product was taken long back as there is no time limit for filing the claim. [Read more…]