Do you want to lower your multiple bills as well as save money at the same time? When you’re in a debt rut you may aim at organizing your debt and tips to lower your financial stress. If you think consolidation can solve your problem, then you’re mistaken. This is because most of the people aren’t aware of the drawback of different debt consolidation method. You can decide whether or not consolidation is a good option for you only after considering the drawbacks of its different types of consolidation loan. Here are some of the drawbacks of different types of debt consolidation loans: [Read more…]
Because homeowners and business owners in San Antonio, TX are often burdened with paying high property tax rates, sudden changes in financial circumstances can easily prevent these individuals from avoiding late or missed payments on these taxes. Rather than pay back taxes with high interest rates and penalties directly to the county, San Antonio residents have the option of transferring their tax lien to a property tax lending agency. [Read more…]
Payday loans provide people with a way to borrow money when they are unable to get access to other forms of credit. They have become a popular way to get access to small amounts of credit for short periods of time to pay for immediate needs. If you are thinking about applying for a payday loan, or you simply want to find out more about what they are, here is a quick guide to this form of borrowing. [Read more…]
There has been controversy recently about the widely back Startup Loans government scheme which has been heavily backed in the halls of Whitehall. Aimed at attempting to kick start the precarious UK economy, Startup Loans is designed to help boost UK entrepreneurs establish successful businesses. However, a recent report in the Financial Times has revealed that 40% of loans are unlikely to be repaid. [Read more…]
In my opinion, there is nothing more satisfying in a job than knowing you’re being kind and helpful. Perhaps that’s why I have always been involved in customer facing roles, whether on the phone or in person. Sometimes I come across people working who don’t seem as enthusiastic as I would be; a great shame really as they probably don’t realise how lucky they are to have the position they hold.
This can be frustrating for me, especially when I consider the number of passionate people who would love to be in their shoes. I think it’s time to get these people – you included – into these roles; you just need to know what to apply for. I’ve got a few suggestions…
If you haven’t worked as a sales assistant before, the Christmas period is a good opportunity to get involved. Many shops are looking for temporary staff, some of whom may end up being employed full time. Your responsibilities will likely involve putting purchases through the till, giving you the face-to-face contact with customers that you desire. Expect to be rushed off your feet in the festive season, but it is very rewarding when you get home and put your feet up.
Have a look at something like the finance careers with Nationwide Jobs if a customer representative role is more up your street. The longer you’re with the company, the more responsibilities you can be given – which is a great long-term solution to your career. There are a number of roles currently advertised so it might be worth applying soon if you’re interested.
Making a difference in your local community can be combined with a customer service position; think about a role as a library assistant. You’ll be working with children and adults alike to help them find what they’re looking for, as well as ensuring that all books and other media are returned for other people to use. You may also be able to assist with events that happen at the library, such as book clubs and readings.
Waitress or waiter
Opt for a role in a restaurant if you want to help customers to have a brilliant evening out. As a waitress or a waiter, you’ll be the customer’s point of contact throughout their meal, so you’ll need to be as charming as possible if you want to get a tip when they pay their bill. Saying that, you don’t want to be too overbearing and distract their company from one another, so it’s all about getting the right balance.
Finally, you could consider a role as a receptionist if you want to meet and greet people, as well as handling incoming phone calls. There are many locations you can do this including hotels, offices, and car hire companies. You’ll spend a lot of time sat down, but you will speak to many people during the day which makes your job worthwhile.
The Americans are smart enough to stay within their planned budget. High level of debt have compelled them to learn to live even with a tight budget. However, the most financially secured families are also facing monetary problems these days. If your planned budget has failed, it may be that you’re tempted to buy even those items that are beyond your means. [Read more…]